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APR Disclosure. Some states have actually regulations restricting the percentage that is annual (APR) that a lender may charge you. APRs for payday loans start around 200% and 1386%, and APRs for installment loans range between 6.63% to 225per cent. Loans from a situation which has no restricting rules or loans from a bank maybe not governed by state rules might have a straight greater APR. Continue reading This solution will not represent an offer or solicitation for loan products that are forbidden by any state legislation.